Our Attorneys Explain Your Rights after a Truck Accident
All around Texas construction is booming. We know that by seeing all the construction vehicles on our highways today. This large number of trucks on the road has lead to an increasingly large number of truck accidents each year; these accidents leave their victims with serious medical injuries as well as considerable physical property damages.
When you look at the size of a truck next to a typical passenger car you will realize that the occupants in the family sedan have little chance of surviving a crash without receiving serious injuries. This situation is further compounded by the inherent difficulty that a victim will face in successfully getting fair compensation from a big insurance company. Many victims fail to realize this until it is too late. A truck accident attorney can definitely help a victim at this juncture. An attorney from one of our Law Offices has prepared this brief article to explain some of your rights and to discuss the obstacles that you will be facing.
Insurance Adjusters and Insurance Companies
The commercial insurance policies that protect trucks and tractor-trailers and other large commercial vehicles are very different from the policies that are used for passenger cars. Since commercial policies are worth about 50 times as much as personal policies the insurance companies have a huge incentive to see your case dismissed or substantially reduced. They will consequently fight vehemently to defend themselves while also trying to put the blame of the accident on you.
These huge insurance companies employ exceptionally aggressive defense attorneys and insurance adjusters. The adjusters can be particularly ruthless since they are paid by how many cases they can either dismiss or at least substantially reduce. Since this is their livelihood a victim should expect no mercy; these wily adjusters have plenty of tricks up their sleeves which they will employ to try to discredit your case. They frequently will call you after your accident and appear very friendly, even concerned for your welfare. They will then ask you a series of questions, which they will generally record. They will attempt to have you say that you are not as seriously injured as had been stated, or even that you were partially responsible for your own accident. Whatever you say will be taken out of context and used later on to incriminate you and harm your case. These tactics are, unfortunately, frequently effective against victims who do not have legal counsel. This is yet another reason to retain an experienced truck accident attorney.
Accident Recreation Specialists and Defense Attorneys
The huge insurance companies have as staff employees a small army of defense attorneys and accident recreation specialists, who will immediately be sent to the scene of a truck accident. Once there they will start building up the insurance company’s case against you. They will scour the site for evidence and will collect testimonies from any witnesses that might be used against you. They will try to speak with you, under the guise of being merely friendly, and will twist around whatever you tell them to suit their own case.
These adjusters and attorneys will also work with the truck driver, their defendant; often the truck driver will turn against you as well. These drivers depend on their livelihood on their driving jobs; if they are held liable they probably will lose those jobs. Consequently, they have a financially based vested interest in seeing you lose your case. We have seen cases where drivers will actually destroy evidence and resort to outright lying in order to protect themselves from the consequences of the accident that they indeed caused. Of course, the insurance companies themselves will not attempt to correct or control this shoddy type of behavior. Their goals, after all, are driven solely by their bottom lines; the welfare of an injured motorist is not of interest to them.
Let our Law Offices Help You
Our colleagues have been working with truck accident victims for over two decades. We have seen all the types of tricks that the big insurance companies will attempt, over that period of time. We know the true nature of their defense attorneys, the insurance adjusters and the accident recreation specialists that labor for the big insurers. As a victim, you need someone like this on your side, both to protect you from corporate underhandedness and to ensure that you receive every penny to which you are entitled.
The attorneys at our Law Offices have successfully litigated personal injury cases like these for over 20 years. During this time we have won millions of dollars in settlements for our many Texas clients from most major American insurance companies. The big insurance companies are very well aware of our stellar reputation and often will come to us to settle out of court, rather than face our aggressive and tenacious lawyers in front of a jury at trial. This can be very helpful to you, allowing you to spend considerably less time involved in the complex legal process and to generally receive a settlement payment more rapidly. Consequently, you will be able to return more smoothly to your regular way of life, with no financial stress.
If you or a family member has been injured in an accident with a truck or another large commercial vehicle, contact our Law Offices. We may be reached 24 hours a day. We are pleased to be able to offer a complimentary consultation and stand by ready to answer all your questions and to discuss the specifics of your case with you.